Wilkins Kennedy LLP.

Cash flow finance solutions

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It’s an old adage but a truism that ‘cash is king’.

At cash-flow.co.uk, we match your business to the most suitable business finance facility and lender for your precise needs, enabling you to access a flexible and competitive cash flow finance solution that is right for you.

In this way, our experienced team will help you accelerate your cash flow and release valuable working capital for optimum use in your business.

As cash flow finance specialists, we offer a responsive advisory and introductory service, designed to give your business the impetus for success.

We would like to gain a real understanding of your business and your cash flow requirements, so we can best advise you on the most appropriate funding solution to meet your objectives.

The three principal cash flow management tools we recommend are invoice discounting, factoring and asset based lending.

Both factoring and invoice discounting provide a significant injection of cash against your company’s sales invoices. These facilities are designed to accelerate your cash flow and provide on-going finance linked to your sales.

You assign your sales invoices to an invoice finance provider. Then, within 24 hours of receiving your invoices, they pay around 85% of their value in cash. The remaining balance, less the invoice finance company’s charges, is then made available to you once the debt has been collected.

With factoring you gain the additional benefit of a comprehensive sales ledger management, credit control and collections service, freeing you to focus on your core business activities.

Invoice discounting tends to be more appropriate for mature businesses with well-established systems, where you continue to control your sales ledger. Generally, with invoice discounting, the funding relationship is entirely confidential, so that your customers are entirely unaware of the facility.

Whilst factoring and invoice discounting are ideal in situations where improved cash flow is required to keep pace with the rate of business growth, there are many other event-driven applications where receivables finance facilities also come into their own. For example, invoice finance can be used to great effect in acquisitions, MBOs and MBIs. It can also provide turnaround finance in distressed situations and offers a valuable negotiating position when securing preferential discounts from suppliers.

Asset based lending is where a lender looks at a company's assets and will lend against a company's property, plant, machinery or stock.  Some lenders will consider lending against all types of assets both tangible and intangible. 

We can help your business release cash tied up in invoices, property, plant, machinery, stock and a range of other business assets.

Proven cash flow finance solutions such as invoice discounting, factoring, asset based lending, recruitment finance and construction finance release substantial funds immediately. Let us compare the market to find you the best business finance deals.

Find out more about cash flow finance solutions and our outsourcing service which provides payroll and bookkeeping services for your business.

For a FREE NO OBLIGATION QUOTE simply complete the form or call our cash flow contact centre free of charge on 0800 019 4251 to realise your potential for growth.